Frequently Asked Questions
About Propfolio
Propfolio Pvt Ltd is a government-registered, ISO 9001:2015 certified real estate consulting and marketing firm based in Greater Noida West. Incorporated in 2014, we have over 11 years of experience helping clients find, buy, and build their dream properties in Delhi NCR.
We offer four core services: Property Sales (residential and commercial), Home Interiors (customized design and furnishing), Home Automation (smart home technology), and Construction (end-to-end residential and commercial building services).
We have two offices — our Head Office at Vihaan Tower, Behind Sagar Plaza, Near Arihant Arden, Sector-1, Greater Noida West 201318, and a Co-working Office at GF-01 Vihaan Homes, Behind Capital Athena, Sector-1, Greater Noida West 201318. Do visit our Experience Centre!
Propfolio is the number one company in the mid-rise segment in Greater Noida West. With 11 years of experience, a strong network of trusted builders, and end-to-end services from property search to home interiors, we offer everything under one roof. Our Experience Centre is designed to make every visit memorable.
Buying a property
We primarily deal in residential properties — 1BHK, 2BHK, 3BHK apartments, duplex apartments (3 & 4BHK with roof rights), and independent floors across Greater Noida West and Noida Extension. We have options both below and above ₹50 lakh.
Start by setting your budget and listing your family’s needs — location, apartment size, proximity to workplace or school. Then consult with our team who will guide you on the best available options, arrange site visits, and help with home loan assistance.
Absolutely! Site visits are always encouraged. Contact our sales team and we will arrange a visit at your convenience so you can see the property firsthand before making any decision.
Booking is simple. Contact our team, choose your preferred property, and complete the booking with basic documents and a token amount. Our team will guide you through every step of the process
Yes. Greater Noida West is one of the fastest-growing corridors in NCR with strong infrastructure development and upcoming metro connectivity. Early investment in this area has historically delivered good returns. Our team can help you identify the best options for both end-use and investment.
Check for RERA registration, PCB certification, and ask for CTE (Consent to Establish), CTO (Consent to Operate), and EC (Environmental Clearance) documents. Propfolio only works with trusted and verified builders, and our team assists you in reviewing all necessary paperwork.
Home loans & finance
Yes. We assist with loan approvals, documentation, and selecting the right bank or lender. Our team will help you find the most suitable and affordable home loan option based on your income, credit profile, and property value.
Typically, you need to pay 10% to 25% of the property value as a down payment. The remaining amount is financed by the bank based on your loan eligibility and the loan-to-value (LTV) ratio set by the lender.
Home loan tenures in India typically range from 10 to 30 years. A shorter tenure means higher EMIs but faster repayment and lower total interest, while a longer tenure reduces your monthly outgo but increases the overall cost of the loan.
Yes. You can prepay or foreclose your home loan either partially or fully before the scheduled end date. This reduces your total interest burden and shortens the repayment period. Check with your lender for any applicable prepayment charges.
You can claim deductions under Section 80C (up to ₹1.5 lakh on principal repayment) and Section 24(b) (up to ₹2 lakh on interest paid) of the Income Tax Act. These apply to both self-occupied and rented properties.
A fixed rate stays constant for a set period regardless of market changes, giving you predictable EMIs. A floating rate varies with RBI and market conditions — it may go down (saving you money) or up during the loan tenure. Most borrowers in India opt for floating rates.
Paperwork & legal
Stamp duty is a state government tax levied when a property is sold or transferred. It is governed by the Indian Stamp Act, 1899. The buyer typically pays this amount, which is calculated based on the property’s value or circle rate, whichever is higher.
Yes. Stamp duty and registration charges paid on property transfer are deductible under Section 80C of the Income Tax Act, 1961, up to a maximum of ₹1.5 lakh.
A sale agreement is a pre-sale contract that outlines the terms and conditions of the transaction. A sale deed is the final legal document that officially transfers ownership of the property from the seller to the buyer. The sale deed must be registered at the sub-registrar’s office.
Property registration usually takes 1 to 2 weeks after the sale deed is signed, depending on your local sub-registrar office. Our team assists you through the entire documentation and registration process.
RERA (Real Estate Regulatory Authority) is a government body that regulates real estate projects to ensure transparency and protect buyers. Always verify that the project you are purchasing is RERA registered before making any payment.
Basic terminology
BHK stands for Bedroom, Hall, Kitchen. A 2BHK apartment has 2 bedrooms, 1 living room (hall), and 1 kitchen. A 3BHK adds one more bedroom. Duplex apartments span two floors and typically offer larger spaces with roof rights.
Carpet area is the actual usable floor space inside your walls. Built-up area includes carpet area plus the thickness of walls and balconies. Super built-up area adds common spaces like staircases, lobby, and lifts. Always compare properties using carpet area for an accurate comparison.
EMI stands for Equated Monthly Installment. It is the fixed amount you pay every month to repay your home loan, comprising both the principal and the interest component.
A ready-to-move-in property is complete and you can occupy it immediately after registration. An under-construction property is still being built and will be handed over at a future date. Under-construction homes are generally priced lower but carry delivery risk.
A Title Deed is a legal document that proves ownership of a property. It is essential during any property transaction. A clear title with no disputes or pending dues is a basic requirement before purchasing any property.
Contact & support
Call us at +91 8010-450-460 or email support@propfolio.in. You can also fill in the contact form on our website. Our team is available to assist you with property enquiries, site visits, and loan guidance.
All listings on the website are for marketing and lead generation purposes. Prices, availability, approvals, and legal status are subject to verification with the respective developer. Propfolio acts as a marketing and consulting partner — please conduct independent due diligence before any transaction.
